spock's insurance scam

HEALTH CARE

One can imagine Spock the insurance actuary's lament. After retiring from star fleet, he went into the health insurance industry, to promote living long. At first he went about his job diligently, but then he began to unravel what he thought was sloppy bookkeeping. Spock noticed that the HMO account he was working on was paying out claims even though they were known to reoccur monthly. See he was under the impression that he worked for an 'insurance' company, that is: people bought a policy to defray unexpected costs. When he began to inquire about his discovery among his coworkers they all treated it as no-big-deal issue that policy holders were receiving coverage for costs they were planning on. This led Spock to promptly resign, he didn't want to work for a communal transfer payment scheme posing as an insurance company.